Medical & Dental Loans in Jersey

Dental work, private treatment or a procedure you'd rather not wait for. Borrow from £5,000 and spread the cost into fixed monthly repayments.

Loan amounts
£5,000 – £100,000+
Flat rate, no arrangement fees
From 6.25% p.a.
Funds in as little as
24 hours
Medical & dental loans

Don't put your health on hold.

Whether it's dental implants, a private operation or treatment in the UK, the cost of care can come as a shock. A medical loan lets you go ahead now and pay for it in fixed monthly amounts.

We only need the basics: what the treatment is and what it costs. Our team will handle your application sensitively and guide you through every step.

  • One quick application, compared across our panel of local lenders
  • No arrangement fees
  • Real people in St Helier to guide you
  • Funds in as little as 24 hours
What it's for

What could it cover?

From a new smile to treatment off-island, a medical or dental loan can cover:

  • Dental implants
  • Braces & clear aligners
  • Cosmetic dentistry
  • Private surgery
  • Laser eye surgery
  • Hearing aids
  • Fertility treatment
  • Physiotherapy & rehabilitation
  • Travel for treatment in the UK
Do I qualify?

Are you…

  • Aged 18 or over
  • Employed, self employed or in receipt of a private pension
  • Resident in Jersey
  • Holding a local or UK bank account

If you answered ‘yes’ to all of the above, complete the Get a Quote form below and one of our team will be in touch to discuss your lending solution.

Key information

Loan amounts

Minimum £5,000
Maximum £100,000+

Loan terms

Unsecured: 36 – 60 months
Motor & asset: 36 – 60 months
Secured: up to 84 months

Rates & fees

Rates from 6.25% per annum (flat). Maximum flat rate 9.25% per annum (loans under £10,000). No arrangement fees. £10 option to purchase fee (motor and asset finance only, added to final payment).

Representative example: unsecured personal loan

Borrow £5,000 over 48 months at a fixed rate of 8.5% per annum (flat). Monthly repayment £139.58. Total amount repayable £6,699.84. Total cost of credit £1,699.84.

17.3% APR representative

Good to know

Before you book treatment

How much should I borrow?

Ask your dentist, consultant or clinic for a written treatment plan with the full cost, including any follow-up appointments. That's the figure to borrow.

Can it cover treatment in the UK?

Yes. Many islanders travel to the UK for treatment, and a loan can cover the treatment itself as well as travel and accommodation.

Will applying affect my credit score?

Lenders will run credit checks. Initial checks may be soft searches, while a formal application may involve a hard search. We'll explain which before you apply.

Read all FAQs
Personal loans

Planning something else?

Our personal loans cover all sorts of plans. Here are a few more we help with.

What people say

Real customers, real results.

Feefo Gold Trusted Service
The people working there are very friendly, very nice and very helpful, I got what I needed quickly and efficiently👌👌👌
Robert · Personal loan★★★★★
Kelly and Steven have Been Fantastic Friendly, smiley and professional, Very easy to chat to i felt super comfortable and from the begging of emails and applications they have been quick at responding, i’ll Contiuning to Loan in future and certainly recommend
Personal loan★★★★★
Rated 5.0/5 from 181 verified reviews. Read more testimonials
Get a quote

Get the treatment you need.

Tell us what the treatment is and how much it costs. One of our team will be in touch to talk through your options.

  1. Tell us what you need
  2. We search our panel of local lenders
  3. Funds in as little as 24 hours

Prefer to talk? Call +44 1534 744727

We are a broker not a lender. All loans are subject to status. We use your details to answer your enquiry, as set out in our privacy policy.