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    Representative example

    Unsecured Personal Loan

    Borrow £5,000 over 48 months at a fixed rate of 8.5% per annum (flat):

    • Monthly repayment: £139.58
    • Total amount repayable: £6,699.84
    • Total cost of credit: £1,699.84
    • Representative APR: 17.3% APR

    Rates & Fees:

    • Rates from 6.25% per annum (flat)
    • Maximum flat rate: 9.25% per annum (loans under £10,000)
    • No arrangement fees
    • £10 option to purchase fee (Motor and Asset Finance only, added to final payment)

    Loan Amounts:

    • Minimum: £5,000
    • Maximum: £100,000+

    Loan Terms:

    • Unsecured loans: 36 to 60 months
    • Motor and Asset Finance: 36 to 60 months
    • Secured loans: up to 84 months

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