Home Improvement Loans in Jersey
The new kitchen, the extension, the garden you keep meaning to sort out. Borrow from £5,000 with no arrangement fees and funds in as little as 24 hours.
- Loan amounts
- £5,000 – £100,000+
- Flat rate, no arrangement fees
- From 6.25% p.a.
- Funds in as little as
- 24 hours
Love where you live.
Whether it's the kitchen you've been dreaming of, a bathroom that's seen better days or the extension that finally gives everyone some space, a home improvement loan spreads the cost into fixed monthly repayments.
Tell us what you're planning and what it will cost. We'll search our panel of local lenders for a loan that fits, and guide you through every step, so you can get the builders booked.
- One quick application, compared across our panel of local lenders
- No arrangement fees
- Real people in St Helier to guide you
- Funds in as little as 24 hours
What could you improve?
If it makes your home better to live in, we can usually help. Popular projects include:
- Kitchens
- Bathrooms & en-suites
- Extensions & loft conversions
- Garden rooms & landscaping
- Windows, doors & roofing
- Heating & insulation
- Solar panels & heat pumps
- Flooring & redecorating
- Furniture & appliances
Are you…
- Aged 18 or over
- Employed, self employed or in receipt of a private pension
- Resident in Jersey
- Holding a local or UK bank account
If you answered ‘yes’ to all of the above, complete the Get a Quote form below and one of our team will be in touch to discuss your lending solution.
Key information
Loan amounts
Minimum £5,000
Maximum £100,000+
Loan terms
Unsecured: 36 – 60 months
Motor & asset: 36 – 60 months
Secured: up to 84 months
Rates & fees
Rates from 6.25% per annum (flat). Maximum flat rate 9.25% per annum (loans under £10,000). No arrangement fees. £10 option to purchase fee (motor and asset finance only, added to final payment).
Borrow £5,000 over 48 months at a fixed rate of 8.5% per annum (flat). Monthly repayment £139.58. Total amount repayable £6,699.84. Total cost of credit £1,699.84.
17.3% APR representative
Before you start your project
Do I need to own my home?
No. An unsecured personal loan isn't secured against your property, so tenants can apply too. For larger projects, homeowners may also have secured options over a longer term.
How much should I borrow?
Get written quotes from your builder or suppliers first, then allow a little extra for the unexpected. Borrowing only what you need keeps your repayments and total cost down.
Do I need planning permission?
Some work in Jersey needs planning permission or building bye-laws approval from the Government of Jersey. It's worth checking before you start, and before you borrow.
Planning something else?
Our personal loans cover all sorts of plans. Here are a few more we help with.
Real customers, real results.
The people working there are very friendly, very nice and very helpful, I got what I needed quickly and efficiently👌👌👌
Kelly and Steven have Been Fantastic Friendly, smiley and professional, Very easy to chat to i felt super comfortable and from the begging of emails and applications they have been quick at responding, i’ll Contiuning to Loan in future and certainly recommend
Ready to start your project?
Tell us what you're planning and how much you need. One of our team will be in touch to talk through your options.
- Tell us what you need
- We search our panel of local lenders
- Funds in as little as 24 hours
Prefer to talk? Call +44 1534 744727